Important disclosures

About Affluence

Affluence Investing LLC (d/b/a "Affluence") is a registered adviser in the state of New York.

Visiting of Affluence Does Not Constitute Advisory Relationship

• The information on this website is provided for informational and educational purposes only. It does not constitute:

  • Investment advice or recommendations
  • An offer to sell or solicitation to buy any securities
  • Tax, legal, or accounting advice
  • A recommendation of any specific investment strategy
• No advisory relationship exists between you and Affluence simply by visiting this website or joining our access list.

Acceptance of Terms

By accessing and using this website, you agree to these Important Disclosures and our Privacy Policy. If you do not agree, please do not use this website.

Eligibility

You must be at least 18 years of age to use this website or join our access list.

Information You Provide

When you join our access list, you provide personal information including your name, email address, investment goals, and social media handles. By submitting this information, you:

• Consent to our collection and use of this information as described in our Privacy Policy
• Consent to receive updates from Affluence about our services
• Represent that all information provided is accurate and complete
• Grant us permission to access limited information from social media handles you provide

General Investment Risks

All investments involve risk, including the possible loss of principal. Past performance does not guarantee future results. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for any particular client.

No Guarantee of Results

Affluence does not guarantee any specific level of investment performance, and results may vary. Market conditions, economic factors, and other variables beyond our control affect investment outcomes.

Forward-Looking Statements

This website contains a forward-looking investment calculator to outline potential market returns when investing capital. These returns are not reflective of Affluence performance nor future potential performance. The calculator simply demonstrates potential investment returns should you return historical market returns.

Third-Party Links and Services

This website may contain links to third-party websites or services. Affluence does not control, endorse, or assume responsibility for any third-party content, products, or services. Your use of third-party websites is at your own risk.

Privacy and Data Security

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these disclosures by reference. Please review our Privacy Policy to understand our practices.

By using this website, you consent to:

• Our collection and use of information as described in the Privacy Policy
• Electronic communications from Affluence regarding our services and updates

Electronic Communications

By providing your email address, you consent to receive electronic communications from Affluence, including:

• Service announcements and updates
• Information about our launch and services
• Educational content and market insights

You may unsubscribe from promotional emails at any time by following the unsubscribe instructions in the email or contacting us directly.

Modifications

Affluence reserves the right to modify this website, these disclosures, or our services at any time without notice. Material changes to these disclosures will be posted on this page with an updated "Last Updated" date. Your continued use of the website after any changes constitutes acceptance of those changes.

Registration Status

Additional information regarding Affluence Investing LLC is available on the SEC's Investment Adviser Public Disclosure (IAPD) website at www.adviserinfo.sec.gov using our CRD number (339023)

Fee-Only Adviser

Affluence is a fee-only investment adviser. This means we will be compensated solely by our clients for our services, not through commissions or third-party payments. Through our social & website we will offer free access to general informational and educational content that is not specific to any individual.

Fiduciary Duty

When providing advisory services, Affluence will act as a fiduciary, meaning we are legally obligated to act in our clients' best interests at all times.

No Waiver

Our failure to enforce any provision of these disclosures shall not constitute a waiver of that provision or any other provision.

Severability

If any provision of these disclosures is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Governing Law

These disclosures and your use of this website shall be governed by the laws of the State of New York, without regard to its conflict of law provisions.

Contact Information

If you have questions about these disclosures or our services, please contact us:

• Affluence Investing LLC
• 420 Kent Ave, 1026
• Brooklyn, NY 11249
• Phone: 203-788-2332
• Email: justin.mcbryan@useaffluence.com

Chief Compliance Officer: Justin McBryan

Important Documents

The following documents will be available to clients and prospective clients:

• Form ADV Part 2A (Firm Brochure) - Detailed information about our services, fees, and business practices
• Form ADV Part 2B (Brochure Supplement) - Information about our advisory personnel
• Form CRS (Client Relationship Summary) - A brief summary of our services, fees, and conflicts of interest
• Privacy Policy - How we collect, use, and protect your personal information
• Investment Advisory Agreement - The contract governing our advisory relationship with clients

These documents will be provided to prospective clients before an advisory relationship is established.

Acknowledgment

By using this website, joining our access list, or submitting information to Affluence, you acknowledge that:

• You have read and understand these Important Disclosures
• No advisory relationship exists between you and Affluence at this time
• Information on this website is not investment advice or a recommendation
• All investments involve risk and you may lose money
• You consent to our collection and use of your information as described in our Privacy Policy
• You agree to receive electronic communications from Affluence

Service Providers Disclosure

Affluence Investing LLC is the sole provider of investment management and financial planning services. The Lahijani Group is the sole provider of tax-related services. Tax services are provided independently and are not part of Affluence Investing LLC's investment advisory services.